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Income - Taxes - Expenditures - Savings = 0 someone who is good at the economy please help me budget this. my family is dying

alexis simpson

22 июл., 20:32

it always makes me laugh when they have a budget that includes EVERYTHING - vacations, entertainment, retirement, savings - and then they're like "there's no money left!!!" yes that's correct. you allocated the money to all your needs and wants. that's how it works, asshole

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13 прямых ответов · 26 сообщений

brasidas

22 июл., 21:34

I don’t think there’s a way to budget such that post-tax income minus savings minus expenditures isn’t zero…

Ответ для brasidas

goldstar971

22 июл., 21:40

accidentally dropping large bags of cash off your balcony.

Ответ для goldstar971

chowda

23 июл., 00:43

Maybe they like starting fires with their leftover cash?

Ответ для chowda

Amber Marshall 🌻🏖️🌞

23 июл., 03:04

He can only light one cigar per month and his buddies make fun of him doing it with only a $1 bill. ☹️

Ответ для brasidas

Marvo Ging

22 июл., 22:51

It's actually $12, that's why he makes the big bucks

Ответ для Marvo Ging

Roadie

23 июл., 02:37

This is, after all, a financial samurai

Ответ для brasidas

Condor Puma Serpiente

23 июл., 01:10

Speaking from experience, if I take my paycheck and immediately subtract the amount of my paycheck from it, the remainder is an extremely low number

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Dave (@6502_ftw from Tweets)

23 июл., 04:35

Not with that attitude

Ответ для Dave (@6502_ftw from Tweets)

Dave (@6502_ftw from Tweets)

23 июл., 04:36

$1500 for the gremlins that live under my bed, technically not an expenditure

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Tim W

23 июл., 04:56

There are so many absurdly expensive and ridiculous line items you can reduce or cut entirely. Anyone who complains they are spending $90k on private school needs to be reminded that public education exists and works great in most functioning countries.

Ответ для Tim W

Chop Suey Sandwich

23 июл., 05:35

Right, but then those cuts become savings, like the 529 and the 401k. The budget includes savings.

Ответ для Chop Suey Sandwich

Tim W

23 июл., 06:42

You could literally do that with any amount of money and make the same ridiculous complaint that after you budget all of your money, then there’s nothing left.

Cacao Byproduct

23 июл., 01:06

They’re like “where is the magic leftover money?!?!?!”

THECapedCaper

23 июл., 00:46

Yeah they're saving $46K a year here, I don't see the problem. $90K in private school tuition is fuckin' wild. If you're paying that kind of mortgage then the public schools are probably really good.

Ответ для THECapedCaper

23 июл., 05:13

i refuse to hear complaints from people who are saving more than my annual income.

Dave (@6502_ftw from Tweets)

23 июл., 04:34

Also, $3k/mo for food for four is… a lot? We have five and $1500/mo is more than normal

Bryan Mac

23 июл., 01:20

What you’re showing isn’t so much a “budget” as it is a “list of things that happened.”

Eimajlee

23 июл., 00:55

Their food budget alone for a family of four is half of what our take home pay is, to cover everything, for a family of three.

Billie Bob Dylan

23 июл., 02:28

Yeah like what else would we be spending this mysterious money on?? Also I love how ideologically devoted this genre is to the status quo that it drastically undervalues health care costs. I used to pay $25k per year on premiums alone and that was when we were only 3 people ...

A. Vague

23 июл., 00:21

It's a fair(ish) point that non of their savings are liquid, so any emergency expenses might be hard to cover, but that's not the actual problem. They are spending nearly a quarter of their income on private schools. That's not sustainable.