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it always makes me laugh when they have a budget that includes EVERYTHING - vacations, entertainment, retirement, savings - and then they're like "there's no money left!!!" yes that's correct. you allocated the money to all your needs and wants. that's how it works, asshole

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It's a fair(ish) point that non of their savings are liquid, so any emergency expenses might be hard to cover, but that's not the actual problem. They are spending nearly a quarter of their income on private schools. That's not sustainable.

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