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This is what some of the most exclusionary zoning in the US looks like: RC-6 zoning outside the Baltimore Co URDL. An 8 unit HOA of McMansions w/ 6 BR/7BA & big lawns on 3 acre lots passing as forest conservation. All those toilets flushing into septic tanks & leaching into groundwater & watershed.

Most of the programs are revolving loan funds offering below-market subordinate debt for mixed-income housing construction… But several new programs—such as in Massachusetts, Colorado, Chicago, & Montgomery County, Maryland—are taking equity positions in mixed-income projects at a concessionary rate

To see segregation in Baltimore Metro region, check out 2025 Baltimore Regional Fair Housing Analysis Plan on websites of BMC & local gov’ts. Bonus: Housing data & maps of exclusionary zoning.

Great to see Maryland DHCD using its power under new state law! Next? Lutherville Station in NIMBY Baltimore County?

Excellent. This was probably Trump’s (i. e Vought/Miller) plan all along. Why veto if you can kill it administratively? At least getting the law on the books gives Dems a platform to say how they will strengthen it.

Remarkable: In Massachusetts mixed-income projects now account for most multifamily production —both market rate & Affordable. Plus, these developments are more likely to be built in integrated higher-opp n-hoods than projects that are all market rate or Affordable. 1/ www.urban.org/research/pub...

Can Mixed-Income Housing Advance Housing Supply, Affordability, and Opportunity?Examining large multifamily developments in the Boston and Worcester-Springfield regions, we find that mixed-income developments now account for most new mul…www.urban.org

The URDL as promoted by a RE broker for the landed gentry: “Protected land in this region helps protect watersheds, reduce erosion, and maintain the rural, agricultural landscape…where horses wander in pastures.” But who pays? The 90% inside the URDL—not the gentry w/ low prop taxes. redf.in/JkIv8b

4313 Mount Zion Rd, Upperco, MD 21155 - 3 beds/3 baths(BRIGHT MLS) For Sale: 3 beds, 3 baths ∙ 2646 sq. ft. ∙ 4313 Mount Zion Rd, Upperco, MD 21155 ∙ $1,500,000 ∙ MLS# MDBC2170784 ∙ Coming Soon: ESSENCE Live authentically. Meadows Edge. A pristine home w...redf.in

Big, well capitalized “publicly traded homebuilders say they care about housing affordability. Their earnings calls reveal a more immediate set of priorities: protecting margins, controlling inventory and preserving pricing power.” Our housing market is broken. www.housingwire.com/articles/dfw...

In DFW, housing affordability slips even as builders report strengthDFW affordability strains as builders protect margins and control supply, while Texas prices rose about 40% from 2020 to 2024.www.housingwire.com

Court shoots down a favorite refuge of wealthy towns. Rules lack of sewer infrastructure doesn’t Jersey Shore town from its affordable housing obligation.

Shameless. The Ravens & their billionaire owner already getting $600M from state for updates to stadium (previously built w/ public funds). Now they want tens of millions more from County & state to renovate training facility & HQ? Just say “Enough! We have much more pressing needs & priorities.”

Dont sell the educators & kids of Baltimore City short. They were never the the problem. We set American cities & schools up to fail.

Agreed, whatever argument works. But remember, we’ve spent decades ignoring need for safe, healthy, affordable housing & n-hoods for poor children. Infants & toddlers now the group at highest risk for homelessness. For poor kids, mobility up from poverty is near dead. That must also be top priority.

Big city school are districts vilified & stereotyped even though test scores largely reflect socioeconomic status of parents & neighbors. Will Baltimore City educators & students ever get they credit they are due when they outperform state averages & exceed projections for high poverty schools?

Not allowed outside Baltimore County URDL: Building a duplex on your land. Allowed: Building 6000 sq ft w/ 7 baths & separate kitchenette. Just be sure to call it a single family house. redf.in/o5ubKx

9 Hunt Farms, Sparks, MD 21152 - 5 beds/5.5 baths(BRIGHT MLS) For Sale: 5 beds, 5.5 baths ∙ 6356 sq. ft. ∙ 9 Hunt Farms, Sparks, MD 21152 ∙ $969,000 ∙ MLS# MDBC2160006 ∙ Tremendous opportunity to own a private 9.6-acre farm estate in the highly soug...redf.in

Blaming teachers’ unions for the plight if big city schools is the refuge of those trying to avoid seeing school & n-hood segregation and tax base inequities. You cant seriously expect the fix to come from teachers.

‘If you dont look you cant see. Map where segregation exists. Only then can cities design effective strategies to begin to remedy discrimination.’ shelterforce.org/2026/07/24/s...

See No Evil: Oregon Retreats on Affirmatively Furthering Fair Housing Initiative   — ShelterforceOregon passed laws requiring city housing plans to affirmatively further fair housing. But many cities are refraining from mapping.shelterforce.org

Exclusionary land use in affluent n-hoods of Baltimore City & suburban counties are everyone’s business. Study shows how exclusionary land use rules in one area have spillover effects that impact entire metropolitan areas, including impoverished neighborhoods. evictionlab.org/how-exclusio...

How exclusionary zoning worsens poverty across city limitsExclusionary zoning laws exacerbate the national housing shortage, housing costs, and segregation.evictionlab.org

Interesting graphic.

So many perks & shelters for real estate in the tax code its the most favored industry. So what is one more if it enables mixed income & Affordable Housing to compete for good sites? Better than churning property through artificial tactic of 1031 exchanges or OZ investment in self-storage units.

‘Private market on its own cannot produce or maintain housing at rents that <30% AMI renters can afford, as affordable rents for these households do not cover development & operating costs. This makes it financially unviable for private developers to build or maintain low-cost units without subsidy’