The even more batshit part now 3+ years later being: Theres a non-zero chance that Elon Musk himself also has every piece of Social Security data available on us from the US Gov't post-DOGE sacking of Federal Servers That seems like not a great person to also have your banking information on hand
Karen K. HoI stand by everything I said previously. At least with a major bank I know there is oversight, deposit insurance, and regulation for things like anti-money laundering.